Oh, no. G-dog joined the dark side!

Jokes aside. I think the credit concept is interesting from a financial point of view as it could potentially give you the chance of acquiring things you would spend years saving cash to buy. Of course, there's the thing of paying for it eventually, but credit tends to work on quotas, so you'll never have to pay a lot for the things unless you skip payments and interest goes up.

I have had similar problems because I use debit a lot. In the 21st century, there are still places that only take cash in this country. It's a kind of paradox as cash is a almost unavailable commodity and things are done mostly digitally. Actually, there was this announcement that the currency would become digital, but then the idiots of the Government released some new bills and pushed devaluation even further. Nowadays, you would find prices given according to the type of payment you want to use. Cheaper for cash be it in local currency or foreign ones, more expensive for debit, a bit of neutral price using some system that helps you get money from a bank account to another for a tax, not a transference but something that is instant-regardless of the banks-. We call this last "pago móvil" (as it implies the phone).

The thing is that this is a country were people never got use to pay taxes, so they see fees on using cards or other things like money loss. And they will find ways of making you pay for the fees they should be paying. That's a 3rd world wonder! That's not all. Did you know devaluation in this country affects foreign currencies? Yep, and that's not the end of it. People get finicky with bills. You bill is folded, creased or has a tiny tear? Well, it isn't worth anything for this bastards.

It reads like a joke, but it's an anecdote.