Have I thought of it, yes. Have I seriously considered it, no.
Have a post you can link me to that explains in detail how both work? I've heard of both, but honestly haven't taken the time to fully understand either and have just been sticking to what I know.
Just had a quick look back through my blog and I have these 2 old posts for you:
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Amazing! Thank you so much for taking the time to do that. I had a feeling you'd have answers.