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RE: Backing a Stable-Coin With BTC

Haha touche, sir! Well, I guess, the better you understand technology, the easier it becomes to troubleshoot when you encounter problems. Car, phone, internet, tv, crypto is no different :D

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Quite right.

Obviously during this super early adoption phase if you have no idea what you're doing you'll get wrecked... but eventually garbage will get flushed and solid networks that are "too big to fail" will rise up and it will be more obvious from a newbie perspective.