You mentioned that the bank is primary used to save, send and receive money. For me, the save option is off. I only use my bank when I need fiat but that could easily change. I may never have to use fiat directly given that various payment platforms like Visa, PayPal accepting crypto. Soon we will bypass those middlemen and deal p2p. This is one of the many steps towards financial freedom.
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With the negative interest rate, saving using banks is not an option anymore. 2
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Well that is good you made that transition but most did not.
We now have a lot of people still stuck in the same old system. However, we have a new option since an alternative is being created.
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