Janet Yellen, US Treasury Secretary, pushes for Stablecoin regulation

in #stablecoin3 years ago

There has been a lot of news in the recent days regarding Stablecoins. The biggest was no doubt how UST have diverted from its $1 prize peg and dropped down to $0.91 on May 9th. This in term reeked havoc on Luna who dropped by who dropped by 30%. But while this news was the biggest, by far. There have been plenty of other Stablecoin news such as the Tron network launching their own Stablecoin, the US double D, or USDD. And these are just the two biggest news stories of the past 7 days. Until now at least.

“We really need a consistent federal framework,” -Janet Yellen

US Treasury Secretary, Janet Yellen was in here testimony Senate Banking Committee cited as saying. She felt it was "highly appropriate" for Stablecoin regulation to occur by the end of 2022 because there are “many risks associated with cryptocurrencies.” and “We really need a consistent federal framework,” Yellen said. “I really look forward to working with [Toomey] and members of Congress to devise legislation that would accomplish that.”. This was said in response to a questions from Senator Pat Toomey and Senator Catherine Cortez Masto. The testimony was given with regards to the UST price drop.

Will this amount to anything, or are these just empty words? I fear that it may just be the start. Countries have looked into how to regulate cryptocurrencies for quite some time now. But have not really found any way to be able to controlee it. This in terms have lead to countries with a more... "solitary leadership" instead taking drastic measures and simply banning cryptocurrencies al together. China probably being the biggest and most important country to outright ban their use.

What has, if anything has then changed? For starters USA is looking into Stablecoins specifically. And I think they are doing this out of one simple reason. Most of the Stablecoins are pegged to the US Dollar. This I think will then be used as the Trojan horse of sort to gain entry into the crypto world. Just by simply saying "hey, the Dollar is ours so we should be able to determine how it gets used". This pretext then would allow them to establish some sort of regulation regarding Stablecoin. The US will then most likely follow this up with further regulations targeting the "normal" crypto currencies.

Another thing that could be used as a means to gain entry to the crypto space, for regulations, could also be several court cases. To be more precise several high profile celebrities are currently being sued over allegedly taking part in crypto "pump and sump" schemes. Where they have gotten payed large sums, to then use their celebrity status to hype coins or NFTs. For the investors later to then just be rug pulled.

Wile I personally am for minor regulations for the crypto space. I have a firm believe that no country or countries are able to enact the proper type of regulations needed. What will more likely happen, in the US case, is that the bank- and stock market lobby will try and kill of a competitor by simply enforcing way to many and powerful regulations. The likes of Warren Buffett has time and time mad his stands on Bitcoin and crypto glass clear. Just to mention one of the financial giants that are out there.

What is your opinion on the statements made by Janet Yellen? Will they amount to anything or will they just become empty words as the Senet will just bicker and not be able to reach a consensus? Do crypto need regulations and what type? Pleas share your thoughts on these topics in the comments below.

Until the next time, as always take care and have a great day. And if you want to support me and the content I make pleas consider following me, reading my other posts or why not do both?

See you on the interwebs!

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