Always #DYOR and I agree with you, BANCA is still very cheap but it has a long way to go and prove its value.
But as you try to analyze the information, there are more doubts than answers... or can you explain this:
"Banca is a new type of cryptocurrency based community platform built on blockchain technology. We use AI and expert system to achieve the dynamics of Banca's eco-chain and the automatic management. Big data analysis is utilized to deliver accurate services to various participants with specific needs." https://www.banca.world/
Which needs?
What does it analyze?
How do they perform the smart contracts?
And so on... they still have lots of work to do.
Always, always use stop/loss