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First Decentralized Loan Request Funded @ ETHLend

One chooses the condition of the loan, and the collateral is secured in the smart contract so you know the deal you're getting into.

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wetrust.io is good for close relationship loans (people who know each other).

ETHLend will achieve a momentum where at some point there are high reputable borrowers who can receive funding from all parts of the world without collateral. Naturally, it is necessary to start with collateral based loans before there is enough trust.