Thanks for the information. Do you have anything to say about XRP?

I've read this in REDDIT:

"I’ve researched, researched, and researched some more and I truly don’t think market cap is a good argument for a coin like XRP. I believe that XRP having a high price is beneficial for the stated use of the coin. Say you’re making a $1,000 transfer from a bank in the USA to a bank in Japan, if the cost of one XRP is .50 then you have to use 2,000 XRP to complete the transaction. These 2000 XRP are taken out of usage for the time that this transaction takes to complete, albeit the transaction speed is very fast. But imagine with widespread adoption, with multiple banks moving trillions upon trillions a day, all of the sudden with a low price like .50 there isn’t enough XRP to complete the pending transactions. But say that the price of one XRP is $200, that changes the amount needed to complete the transaction to only 10 XRP, leaving us with the ability to complete more transactions in the same amount of time with no wait period for freeing up XRP. So it doesn’t make any sense to me why the price of XRP is “supposed to stay low” because I truly believe it’s the opposite with widespread adoption, and to achieve what Ripple has set out to achieve, their coin has to be fairly high. Market cap is irrelevant to this argument. This was kind of just an off the cuff rant, due to all the FUD I’ve been seeing the last few days. And I’ve not been in the cryptosphere for very long at all, so please correct me if I’m wrong!"