Since I have not much stake in cryptocurrencies and even with the little I have, I'm holding for the long term so as you mentioned it doesn't affect me much although I must admit that it's still painful to see what I have deplete in value. On the same note, this also seems like a good time to pick steem and others up at a what some might call a sale. Yes, I also believe in Steemit and in a certain way think that it's only a matter of time that steem will rise in value.
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I totally agree, just make it simple and accumulate small amounts per week :)