I’ve been trying to figure out an investing strategy that really fits me, but I keep hitting the same wall, whatever plan I sketch out seems to require more money than I actually have. It’s like every spreadsheet quietly assumes I’ll somehow level-up my income overnight. That’s when I’m reminded there’s really no fast way to make this work unless I start taking risks I’m not comfortable with.
Sure, I could borrow money to invest. Leverage always sounds smart when the charts are going up only. But I’ve seen how that story ends for a lot of people, especially during the ICO bubble years ago, amazing on the way up, devastating on the way down. I don’t want to be forced to sell at the worst time just because I owe someone.
The reality is there’s no certainty in the crypto space. Anything can flip from “this is it” to “what just happened?” in a matter of days. If my whole strategy depends on things going perfectly, then it’s not really a strategy, it’s a gamble.
That’s why I still prefer sticking to an amount I’m genuinely okay to lose. It keeps my mind clear. I don’t wake up checking prices in a panic, and I don’t feel like my whole life depends on a green candle.
Maybe I’ve just been rushing too much. I wanted big results in a short period of time, and that kind of thinking is dangerous. Many experienced investors say you should think in at least five-year timeframes in crypto, even ten years if you really want to see what compounding and cycles can do.
When I zoom out like that, my current situation makes more sense. I don’t need to “win” this cycle in one move. I just need to keep showing up.
So for now, I’ll stick to regular buys within the amount I can comfortably afford, even if it feels small. Over time, those small, consistent moves matter more than one big, risky bet. And hopefully, as my finances improve, I’ll be able to scale that strategy up, without ever putting my future at the mercy of a single downturn.