You made a good point @sufermarly, @ned had done well but still needs to put more things in place. A steem to USD direct exchange platform would be to better advantage of steem and sbd.
Again, owing to the large, fast growing Nigeria communities, @ned should also consider a steem/sbd direct exchange to naira platform into the Christmas wish as well.
For now, convert steem and sbd into etherum or bitcoin in luno before i can think of what else to do with it. That i don't like for real, something needs to be done ASAP.