I am with you, it appears Segwit is a go and worry should be off of the table for now. However, with places like Coinbase saying this like this "BTC Buys/Sells/Withdrawals will be Temporarily Disabled on July 31
Due to a potential fork of the bitcoin blockchain, all BTC buys/sells and withdrawals will be temporarily disabled beginning on July 31." It might make the average joe a little nervous