It's time to hedge, and for my money it's silver, nearly 85 to 1 ratio to gold
85 to 1 ratio means that when the next economic downturn comes and metals rise silver will almost certainly outperform gold substantially. In my opinion, the time has come. Falling home sales coupled with rising interest rates, markets turning bear. Many stocks almost 40% now technically in bear market. The time to enter into commodities is here. The coming collapse could bring the end of the dollar as world's reserve currency, if that happens you must own silver or gold or be invested in some emerging markets to protect your wealth.
I am not a financial advisor, just food for thought.
Your analysis is right on track.