ripple transfer time is less than a second and cost is less than a cent. Its not decentralised and is owned by banks and can be regulated.
eth lets your run code in the transaction memo. this is a new idea. soon eth will run proof of stake which will make it as fast and as cheap as ripple.
Thank You @whenthetimecomes for replying ! So basically the high fees and slow transfer time of btc is why everyone is after Ripple and ETH