I like Steem especially because it's already useful - it doesn't need to find a killer app. If it can just fix this website and curb abuse (which is a tall order), then it could easily become one of the biggest cryptocurrencies out there. Ethereum has a tall order in terms of getting more useful applications on its platform, but I think it will come especially as developers have every incentive to get their stuff together now that cryptocurrencies took off in 2017.
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I started using Steem a little while ago when it was around $1US. I wasn't sure how to buy Steem at the time as I didn't use the exchanges (I used eToro until they had to stop services to Canada). Anyhoo I'm in now. I think their Steem dollar, etc is a bit complicated for the average Facebook user so hopefully that will improve over time, even the private key login stuff. Hope it doesn't stay at the level of something like Google+. I seem to like coins that I can at least use and receive ie a currency like Steem and things like Bitcoin to buy things eventually, versus Ripple token used by banks (why should I own that token other than hoping it goes up).
Agree with you on the Ripple. You may like what I wrote on xrp:
https://steemit.com/cryptocurrency/@ka82/bankers-coin-became-1-in-gained-in-2017