For those of you that are u aware that the United States Congress has written in stone the bail-in rules in the recently passed Dodd Frank bill.
THE LAW THAT PUT DEPOSITORS LAST IN LINE DURING A BANK COLLAPSE
Here is the article that details how the FDIC will pay you last if it has anything left. http://www.kitco.com/commentaries/2015-06-22/If-You-Have-Money-in-a-US-Bank-Account-Be-Aware.html?sitetype=fullsite
Fast forward to 2 mins 45secs
Yup, the banks have been doing bail ins for years forcing you to keep minimum deposits and charging you fees to hold accounts. People are starting to wise up to this economy and soon will start leaving in significant numbers.