One of the best thing I did for myself recently is to read, yes you hear me to read. Not just any romantic novel but books that contain some financial advice and wisdom.
I might not be in the best position to advice anyone about their finances but the truth is because I have faced some money issues, I guess I can share some things that keep one going.
...Because “God when?” is not a financial plan.
Let's just face it.... adulthood comes at us with a like a suprise debit alart.
Let’s face it — adulting comes at us like a surprise debit alert. One minute you’re vibing, the next your bank account is asking, “Who sent you?” 😭
No matter your age, money mistakes can sneak in wearing fine lace and soft life promises. So let’s talk about them — the funny, painful, and avoidable ones — so future you can say “thank you” instead of “how did we get here?”
Early 20s are usually self discovery and self destruction , financially speaking. Let's be honest at this age we want to spend to show off and look expensive.
The truth is you need to avoid living like you're rich because your outfit is fine.
Looking expensive isn't the goals.
Spending on vibes, not value, no budget, no savings just vibes..... Hello your money shouldn't be freestlyling more than you. Trying to impress people who don't even care or even borrow you 1K when you go broke.
Instead of doing those things with your money try: build a simple budget and stick to it. Start saving something even if it's small change.
Invest in knowledge not just data or free classes.
They will help you.
I know this makes sense but after reading you will still use that last money in your account to buy data or shawarma. I am not saying you shouldn't enjoy oh, just avoid some unnecessary expenses.
True talk