Hbd should always be 1usd, it is a 'stable' coin.
When it goes above 1usd, sell.
When it goes below, buy.
Easy peasy.

You have to put your hbd into the savings account in your wallet to get the 20%.
Powered up hive gets ~12% if you curate with it.
9% from curation and ~3% directly from the inflation.

Open orders got nothing coming.
Except, profits from buying low and selling high.