Some people just like tracking their money. I used to use Quicken for a while, but decided I didn't really need to. I've been fortunate to not have to watch every penny. These days a lot of people live off credit and that can catch up with you. I try to avoid that
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Yeah, I can only just imagine what it was like when there weren't even calculators to do this. Let alone the weird 240 pennies to a pound arithmetic!
Everything they needed to calculate was harder back then. I'm glad I've only had to write software for metric.