I wouldn't say it looks legit. I'm a medic from the same country. The first thing that tipped made me believe that this is a probable scam was the fact that she/he paid funds into an opay account. Not just small funds but in millions.. that's sus AF.
Again, another suspicious thing is the price of dialysis.
Currently, in Federal medical center umuahia, Abia state, Nigeria, the price of dialysis is around 70 to 80k (not including other hidden charges in the ward) This hospital is owned by the government and many things are funded by National Health Insurance Scheme (NHIS). If this patient was under NHIS, her bills will be way more cheaper than 25k naira per dialysis. (I don't really know whether or not NHIS covers the bill for dialysis).
Again, another thing that's sus about this bill is the way it's made (treatment for anemia). Who makes Bill like this? This is pure BS. They just added treatment for anemia (patient's diagnosis) which a hospital will not do. People that does this kind of things are quacks that operate in a small chemist shop. They tell their patient vocally. They don't write it.
A medical bill in Nigeria consist of a lot of things. S/C, utility, syringes used, DRF, e.t.c, not just "treatment for anemia." Each and every thing has its own price. Also, a hospital don't put an option for discount so that you will pay everything. Though at times, patients can beg the hospital to pay a certain amount. Maybe 90% of the original bill.
There are a lot of things here that is really sus to me, but then, I think these are enough points.
My disappointment with all these things is that it's spoiling the already spoilt reputation of Nigerians. The most annoying part of this is that it's a medical scam. What if a legit user encounters an issue that requires help? People will feel reluctant to help that person because of this kind of thing..
I think this receipt is made up too because that looks like somebody's phone number. I'm not a gtb bank user, but then, I dont really think their that account number is legit.
How could people from other countries know this is not how you pay hospital bills in Nigeria? I know there is no health care there, or maybe better said, not for everyone. I mean, we don't receive bills for our taxes because health care takes care of it… but those scames can more from every other countries with no health insurance.
Its kind of difficult to know how a medical bill is done if youre not Nigerian. Even, some Nigerian don't know how a medical bill looks like probably because they don't pay much kind to it.
Actually, Nigeria is more developed than most people think. There is health care for everyone in Nigeria given that they can get themselves to the hospital. We have hospitals, and PHC centers in many corners of the country. Though it may not seem enough, I think its sufficient.
We also have an insurance agency for health, National Health Insurance Scheme.
But they still have to pay so much? I mean, why pay for treatment if you have health insurance? 🤔🤔 My epilepsy pills cost me around €1,000 per month, and my injection for Crohn's disease, without insurance, would cost me €25,000, which I need every six weeks. There's no way I could survive without health insurance, and that's why I gave her money…I genuinely thought she needed it for her mom's treatment and now she doesn't have any and needs for the “business.” In my group, people really don't have the money to buy this because they lack insurance and are from the USA or some African countries. So how could I know this isn't true? Oh my, she probably read all of my articles about my health issues and knows she can play the sympathy card on me. I genuinely don't know how the health treatments and health insurance work in Nigeria…
Not many people enroll for insurance. They feel like that don't need it because they don't visit the hospital frequently. Some even said that they could stay a year without going to the hospital for anything, so, there is no use to get an insurance.
Insurance makes things very cheap, but people don't want to enroll, thus, the reason why bills are so high for patients.
With an insurance, A patient would be paying 10k naira for a 100k naira medical bill. It covers a large portion of the bills.
I see this situation differently than most people there. If you're not sick, you probably don't need it, but your health can change in a day. One day you're healthy, and the next day you could be in the hospital with an untreatable disease. You never really know what life will bring. In my case, I was perfectly healthy, and then one day, my life changed. Two years later, a new untreatable disease appeared. I ended up in the hospital so many times that I would probably have to pay more than half a million dollars without insurance. During that time, I was also unemployed, but I still paid for insurance because, like I said, you never know.
If next time if u get sus vibes, just slide in my dm
I won't judge.....
U r haris right? Will stay in touch to confirm any naja activity in future.
Yes, I'm Harris.
It's no problems, I'll gladly help out to fish any scams.