If you don't say "Not Financial Advice," will a piano fall on your head? People everywhere say in their YouTube videos that they are not doctors, not this, not that. People are always saying that something is not advice. I find it very sad that people do this. I guess people are scared of getting taken to court, sued, or who knows what. But people will take you to court no matter what you say or not say. Some people can try to lay low and play it safe. It's trying to not offend people, etc.