I don't mind having a card. I use my debit card for most things, but I do have a credit card for the bonuses. I never spend more than I can pay off the same month.
I like being able to check my expenses online.
But I still am a bit suspicious about it and check the receipt, making sure they didn't charge me too much.
I wasn't aware it was even legal to say no to cash in most countries. In what country do you live?
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I use VISA debit for almost everything too, but I also like cash, hold it, and need the ability to use it...Otherwise it's just polymer. I stack metals too and would love to be able to pay-like-a-pirate but that's not possible either generally...So, I'm like the rest of the world, forced to use cards. Not credit though, that's not my style.
Australia. I didn't think it was legal to refuse legal tender either but it's being encouraged now and my little episode above is the result.