that will not happen in my country for a while. i think i will skip the card period and in the end go to crypto payments :)
in our part of the woods cards are a thing for maybe less than 20 years and people start to use it more and more, even small shops are now forced to have readers because they now have costumers that pay only with cards. One said few weeks ago that he does not know what will he do as he is paying for the reader and bank service more then he is earning from the people that use cards.
Yep, the EFT machines are a joke...Banks charge for them, charge for transactions, charge for having the bank account...It's typical. I feel sorry for the smaller businesses that have been cash-basis for so long. Still, change is inevitable and we all have to adapt as best we can.