Very good concept here, I think it’s certainly something more people should take into account. Having a spend limit is definitely a best idea. I only have X amount of money I can spend on something as a bit of a splurge. I think I’ve been able to stick to that pretty well overall, I would hope. Upgraded my PC a few weeks ago but that’s more work related I guess. Run my crypto stuff on that. My splurge would be a GoPro we bought and thinking of it in the percentage perspective I’m glad at the percentage of what it cost versus our savings. I guess I don’t think much on the percentage perspective but I think I should do that a little more!

One thing I’m glad to read is that you have little ones! I thought you might but that’s awesome! Precious little buggers they are hahaha.

The concept of not spending on things and doing an alternative instead like walking outside instead of a treadmill is definitely what more people need to practice I think. There’s lots of ways to do things without buying a new “thing”. I “need”(want, really) more weights for exercising in the house but do I want to buy them? Nope. I’ve figured ways to just use body weight to do what I need. Not as glamorous but gets the job done.