It depends on your risk tolerance. I suggested moving HP to HBD right now because he expressed worry at the falling market. So HBD offers stability (less risk). But it also offers less reward. So if one is worried of the market falling further, moving some funds into a stable coin like HBD is a good idea. But if one thinks the market will explore upward soon, then sticking in Hive is the better move.

But yes, you're right, the best way to make money is buy Hive now and then when the Bull comes you start to move it into HBD to secure your gains. Of course that's the best way to lose money too if the Bulls never come haha. So it's a balance.