I was a bit unlucky since I thought it would take a bit longer to get the HBD-USDC farm on polygon, however, from an economical standpoint (not taking into account other factors), it's still much better to own HBD in Savings rather than the pool.

You're getting a 50% APR now, which is a 'real' 25% if we take into account the 90 days lockup.

in 20 days the APR is /2 again, so it will be a 25% (real 12,5%). Since it will only be profitable for less than a month vs savings I decided to not change my strategy here.