Haha. You can run to me anytime brother. And I know I can do the same to you. Infact I have done it several times in the past and you never said "no" to me. Ever! My doors are always open for you. 🫡

Regarding taking loans, if you understand how much you can afford to take, what's interest rate and if you have to plan to payback then go ahead. But it's great that you avoid them as much as possible.

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