Well, make sure you have a card here in Australia and not cash as plenty of places refuse to transact in cash. Seems legal tender is not welcome my h anymore. I don't mean just small businesses either, some of the big national brands do it and are adamant. They have cash only signs and will not budge on it.

The money straight into the bank is all about control and tracking as you allude to, so is the cashless thing. This post was more prompted by the concern over the pile of cash I have in my safe and how difficult it is becoming/going to become to use it. Experiences like the lunch payment yesterday will become prevalent.

It's all a bit mental if you ask me, but let's see how it plays out.