I respect your opinions but strongly disagree. That's the beauty of decentralized open systems. We can disagree, discuss, and still continue to coexist and maybe even collaborate in the same network for the same goal.

You are correct Hive network pays for the HBD interests. Just like Hive network pays for various rewards like content rewards, witness rewards, DHF payments, etc. This money doesn't appear out of thin air. It does, but those who pay for indirectly are Hive stakeholders. Hive stakeholders dilute their stakes to let Hive pay all these rewards and interest payments. Those who would lose most if things don't go right are the Hive stakeholders. More Hive Power you have, more you lose, more at risk of losing value.

Many top witnesses are also large Hive stakeholders. All Hive stakeholders vote consensus witnesses in. If any decision made by witnesses, any direction taken within the network has negative impact on the network and individual assets, Hive stake holders would lose the most. The DPOS allows Hive stakeholders to make these decisions in a decentralized manner. They have made their decisions by their witness votes, developments, discussions, etc. They seem to be happy they way things are. So no, no debt is forced into anybody. If that's how majority felt, they would have made proper changes.

I hope this explains it. I didn't write the post to recommend any strategy, but rather for transparency purposes of what I have been doing and done. Blockchain is the witness.