I agree with you. I dipped my toe into Defi with the DEC/BUSD liquidity pool and suffered a lot of impermanent loss last time I checked. That might not be the case now but I realise it's not something you can just set and forget. It has to be managed and I don't have the head for that.
I'm waiting for the SPS airdrops to end and then I will decide what I will do.
As far as polycub is concerned I'm just claiming and staking what I'm given for free and will leave it there. If it takes off - great. If it doesn't I haven't lost anything.
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