I like your article friend but I have to disagree with you on some of your ideologies on traditional Finance, although it's not the best and need enhancement from Cryptos which we are witnessing and will witness more in the near future, dividends are also gotten from REITS which one in my country Nigeria known as SFS gave a return of 14.3% per shares owned which is very good for traditional Finance although we do know they are other corrupt dealings still. There are other ways to enter the market of assets such as joint partnership.

In my own opinion I believe savings and staking with a crypto platform far advances the traditional system and should be encouraged and Defi might be complex but still worth it as I have come to know of the introduction of RWA.

Just few questions I will like to know;

• I haven't heard of an advanced form of debt financing in the crypto market which is something I like to know, is it just meant for centralized authorities.