Nice progress. I think being on track towards your post goal is good and the comments can be solved through threads. Having HBD is great because that % is stable and it's better than being pushed around so much by the price of Hive when you need it for something.
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It showed the week before last week, when I threaded a bit and I was above the target.
Yeah, it can definitely helps to have a stable buffer of HBD that you can use for certain spendings.