Saving throughout ones working life, via a pension or provident fund (perhaps different wording, similar outcome) I feel each country should have strict rules implementing finance toward old age.

Writing a Will over here is up to the individual finding a company who deal into this line of business to speed up closure of an estate on death (around 6 - 8 months), when left to normal processes/procedures this can drag out over a year or two.

After saving for a rainy day, save for holidays, live a frugal life without spending on bits and bobs not needed.

Plan for tomorrow as best one is able!