It sounds positive. But to me, no. If all institution or company should have their own token and stable coin, who will patronize who? There will be dragging everywhere. And me-first attitude must come in. Therefore, I can't hail such idea.
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Who will patronize them? The same people who use their platforms now?
Dont people shop on Amazon? When on there, one will likely be using the Amazon coin.
It might not extend outside the network.
Unless so. Meaning that the Marchant will need to pass some processes before patronizing them. Like swapping of coin. Uhh, it may be somehow frustrating