And for me I don't like to feel confined or restricted. If something catches my eye but I don't have the required tokens to support it, I can ignore all the red tape and support it with a universal solution. No need to spend ten minutes or half hour grabbing tokens just to support something once. Imagine having to exchange your money every time you wanted to just run into a store and grab a snack. And how well will those businesses do if consumers knew making a purchase there was always going to be a hassle. But if it's a place I know for sure I'll be frequenting, then yeah, sure, after the first few purchases maybe I will take an interest in their money. That right there is how business flows naturally.