It is that time again! The advise is primarily a reminder for me, hehehe!!!
To me it is not savings unless it has stayed and remined there for at least 1 year!
Even the monthly investment on stocks, I don't touch them. (I say "even" because the amounts I buy precious metals is from my discretionary income- the income after regular expenses and payments are taken out. Stock investments are regular payments.)
Whoa, this a 3/4 of a post! I should just combine my responses to a post, hahaha!
Aloha sis 😍🌺🤙
!LADY