if you have 15% APR on HBD saving would you still hold HP that could give you 15% if you are lucky with your votes?
There are a number of tradeoffs between HBD and HP, not just comparative yield. Mostly that HBD offers stability and greater liquidity, but limited upside and HP has limited liquidity but more upside. How those play out in terms of demand is really anyone's guess but it isn't hard to believe that HBD might offer higher yield, but people still want to invest in HP for the chance of (potentially large) price apprecation.
Now historically Hive/Steem has not done very well in terms of overall price appreciation but I guess anyone investing in it must think that is likely to change going forward.
the price speculation makes sense. especially if we manage to hold hbd to 1$
I don't know if I fully understand how will be those HBD savings rewarded but if I wanted to take advantage of this, i would power down, change the Hive for HBD and send it to savings, because i haven't much activity lately on Hive, apart of make some comments.
When i saw the proposal from blocktrades was waiting for Edicted's post, hoping more explanations about it and more details, now i have the feeling that the proposal leaves me more uncertainity.