If you claim it, you will get interest on the interest. When it is pending, you don't, although of course unclaimed interest on the deposited amount continues to grow. Of course, with only 0.05 in pending interest this is a small amount, but you might as well claim it regularly. The claimed interest stays in savings.
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You are right. I know it's a small amount. But if I start investing larger amounts, then it's definitely worth claiming it regularly. That way I can earn interest in interest. Thanks for the good advice !
!PIZZA