There are plenty of options, they just aren't necessarily easy :)

Yep, not having enough is always a challenge, thinking you don't have enough is too. I know plenty of people who "don't have enough to invest" yet where I see them putting their disposable income and, the level of income they dispose of tells a different story.

On Hive, creating content, engaging and numerous other things all add up. Hopefully to something significant for many people one day.