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30%? How can that be sustainable

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What do you mean how is it sustainable? There is like 25 million HBD in existence. We could double the HBD every year for the next decade and not even come close to the number of Tether and USDC.

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Are you referring to the haircut rule or the APR in savings?

They are two different things. The APR is set by the witnesses and they are free to change it at anytime. As far as I know, there are no discussions to alter that at this point.

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I thought is the APR. This clearifies it. Thanks you

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