I started buying some XRP last year when the prices were still in the 0.4 range. Glad I did and with the work Ripple has been putting in i.e. becoming ISO compliant within the transactions sector (I don't remember the specific ISO standard), they've really been putting in the work to stay ahead of the game. Sure, XRP has been has been struggling for years, but I believe it's going to break out in a massive way. FUD is over and FOMO is starting to kick in
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I think the money from the last cycle will also be INVESTED in XRP. Ripple has done a lot of good for the crypto sector with its fight.