HBD Is Debt
Many are fearful of the fact that HBD is debt. This is true.
Then I currently have $1428.74 HBD debt. This is approximately 2.6 months of minimum wage income (approximately $550 USD per month) in my country (in Hungary). So most people work three months to get this amount of money (most jobs provide monthly salary).
This thought is indeed scary/frightening. If I would have this amount in debt, then I do not even know what would I do.
To you it is an asset. You have something that has value. You are paid the interest on it. Thus it is an asset on your personal balance, a liability on Hive's.
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I know. And nowadays it pays a good amount of interest monthly. It was $23.02 HBD in the previous month (in April). I am constantly/regularly buillding (transferring to) my Hive Dollars (HBD) savings.
A smart and steady process in my opinion. I will be interested to see how much is in there.
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