You missunderstood my point, business that accept BLN can be introduced to HBD as solution. They charge the client BLN but receive instead HBD and protect themselves against volatility holding a decentralized stablecoin and earning some interest in the process if they send HBD to Savings.
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That's different, indeed! I'm not sure if that requires some more work to the V4V.app, but seems probably more achievable than other options. It would also need to convince some of the businesses to accept HBD instead of BLN. That may work for business owners who don't like the volatility of Bitcoin.