This is very useful information for the entry user level and even if I am not one I can appreciate listing DLease through the options from here. Even if you might lock your HP for a longer time considering the period, getting more than 20% is not so bad. Great enumeration of the use of HP.
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Thanks a lot for you feedback @behiver.
I am glad that you find this informative post. the truth is I have never used the dlease yet but I am going to try it sooner when I will increase my HP.