Tips on how to secure the future

in HiveGhana2 months ago

As a youth, the worst mistake you can make is depending on a private salary work because this work won't last forever and there would be no pension to keep you going when you retire due to old age.

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I have seen people who work in a factory for 13 years with no achievement because there is no room for one, what can one achieve with a salary that can only feed and pay bills and some salaries are not even enough to sort bills except one manages it, there is no spare to save if such person spend years of his lifetime doing that work and at the end, the body failed him, how will he survive because once you can't do the work again, your salary also stopped and they look for a young able body to replace you.

When it comes to securing your future, the best advice I can give is:

Learn a Skill: I regret not learning any skills when I was young, assuming I learned one it would have been easy for me to own a shop and practice what I learned, there are many vocations one can learn now, barbing, tailoring,, makeup artist and so on, people are earning a lot of money from this skills, they earn better than salary workers.

So focus on acquiring a skill rather than depending on a collar job that pays you peanuts.

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Get a Government job: I don't know how hard it is to get one but this is the best job you can get that can help you survive during your old age, the last time I checked, the government pays pensions to their retired civil workers and they pay this till the person die, it is smaller than their salary but at least it is something to keep them fed and well during old age.

So if you are so interested in a salary job, then your best bet is a government own.

Own a business: This is a wide topic when it comes to having your own business, it is not necessarily a buy-and-sell trade, you can invest in real estate in your prime if you have the money, buy land, build or buy houses, this will secure your future.

Not everyone has the money to do this, but you can start from somewhere, start thinking like a boss, and figure out a business plan that can work for you, it could be trading or vocation, anything that is going to earn you money..

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Thanks for the helpful tips. About starting a business, I'm glad you made mention that, we start from somewhere. It doesn't has to be something big but anything to bring something small I think is good.

Yea that is the spirit .

I really agree with your two suggestions above, having skills and working in the government are two things that will make us happy until old age because we will always get enough money or even more to live our lives, and the pension funds from the government are also very sufficient for us. enjoy a beautiful old age

The government job is one of the best when it comes to long term

Getting a government job is the best and it is better to be in a higher position. Within your service period, you should be able to work hard and acquire so many things so when you retire, you’d just relax and enjoy

One need to work his way towards that higher position

Government job is the best decison of your life because it pays you after retirement in the form of pension. This is necessary to develop a skill because it will help you for the rest of your life

It makes old age exciting , knowing that pension is there to take care of your expenses without you having to work

You can get a job today and loose it tomorrow, but if you have a vocational skill, no one can take that from you. Learning a trade even if you have a salaried job is one of the best practice one can better his/her life with. Great submission..

I agree with you

Valid points you made up there,
especially in a country as mine.... Private work would take you no where.
And even a government worker is no exception if no proper investment is being made.

Private work is time waster, one is just helping the owner of the private company or factory to build their future and at the end , they dispose the person when he is no longer valuable to their cause

That's very true....💔

You have given good advice on how youths can secure their future. The skills part is very important. A job can come and go but a skill stays with you forever.

Confirmed

A government job is very difficult to get and according to my knowledge government jobs don't provide high salary in more than non-government jobs. Most of people go for it because of corruption. I will try my best to be honest and I don't think a government job is the best option for me.
In the case of skill, I think you have a skill already and it's the writing skill.
Owning a business is one of the best options for us. I am also planning for it.

I don’t know how government job works in your country, but in mine, government job gives high salary and also peace of mind because government don’t monitor you as the private companies do. and lastly is the pension I mentioned in the post. Private sector don’t pay pension

I really didn’t even see the relevance of being able to crochet until I grew up and started earning from it.
Learning a skill is very important and people always underrate it.

And crochet is paving way to earn monies for you now, that is the thing about skills, no skill is a waste if we put them into good use .

Yeah absolutely

Given the current era we live in, acquiring a skill has never been easier, especially the newer ones that are paying more than salary workers. I think owning a business is a great long term plan to secure the future. Thanks for sharing :)

yea there are even many skills in this civilized world that we can use to take care of ourselves and family

Seriously, I can relate to this. Of recent I was laid of in my role from one the private company I was working with and it felt so sad 😢

This points or perhaps tips you have shared are really the best to secure a future oneself. If not, private jobs Na scam😂

sorry about the loss of work dear.

big scam, people only helping the owner of private company to build their career, it is a get used and dump work

My aunt worked for cowbell for 35yrs her pension as am talking to you is 12000 tell me what that can buy now, if you depend on salary work you will end of disappointing yourself and your future.

just imagine, for real? 12 thousand naira?