Planning For The Future

in Rant, Complain, Talklast year

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I saw a tweet where someone said adulting is you just spending a $100 on some random impromptu expense over and over, I couldn't relate more. Every month, something new always pops up and there's almost never enough to keep you going until the next pay. At least now we understand why our parents were always stressed and easily triggered, adulting is hardwork and no one's going to do it for you.

I'm at the stage of my life where it's getting busier and having kids to look after is going to be a bit too much adulting given our current circumstances. Anyway, our monthly expenses which have been grossly minimised lately is nothing compared to the major expense we have on our desk now.

It's been a lot of calculations recently in our household because of our relocation plans. It's like the biggest adulting move we're yet to make and it comes with a lot of pressure. I've gone from someone who never had the need to take loans to taking what I consider a huge loan and we're still in need of more.

It's a financially draining move that has us scraping as much of our assests as we can, hopefully, we don't take everything, else we build from the ground up again which is not a totally bad thing. The mental stress that comes with all of this isn't easy as well, I haven't slept well in a while because I can't really keep calm.

All of the waiting and uncertainty can really mess with one's mind but thankfully, we're in a good place and so far, the universe seems to be working for our good, thank God. We made this adult decision for our future and we went head-on with it, it makes me proud and I have good faith for our success story.

The journey ahead isn't an easy one but we're mentally prepared for it and taking each step towards it with boldness. I hope to come back to this post later on and smile about passing the current stage we're on. Wish me luck 🙏

Cover image- Pexels

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I hope that things get better for you and your family. Staying afloat is not easy these days, expenses will be kept pumping up one after another, and salary is not increasing.

I haven't slept well in a while because I can't keep calm.

I can relate to this, whenever I have some big decisions or big moves to make, I just lose my sleep until it Is done. Just try to stay calm and get a little sleep okay.

 last year  

Thanks @funshee 😊

O wish you the best on this. It is not just you. Many families are suffering the same. The happy things about it is that you are prepared for it

 last year  

Thank you @ijelady

As an adult, I can agree that sometimes it is hard to get a grip on certain situations in life which didn't bothered us when we were kids but I believe whatever we do with the time we have in our present is what consequently creates our future, you can tap around the consequences but those consequences are the result of your past decisions, as simple as that. It is also true that there are some scenarios in life where you can't control the outcome but it is also true that if you take precautions, stay vigilant, practice discipline and stay focused on important task in your life first. Then there is a high chance that you will make it out of any situation life throws at you, that is what being an adult means which is obviously hard for kids that is why we as adults call them kids. I would suggest to take one step at a time and you will solve the puzzle. Good luck and have a good day.

 last year  

Thank you! Discipline should definitely be an adult's motto and I'm trying to be more disciplined in all aspects. I hope you're having a good day. Take care!

There comes a time in life, mostly adults when you spend so much both budgeted an non budgeted. Taking loans to meet your expenses is not the best, but minimizing expenses, making a budget of your needs and sticking to a budget, surely helps.

 last year  

I used to think taking loans was beyond me until recently. Sometimes it's necessary as long as you have plans in place to offset it.

I hope everything works out fine for you guys in your relocation plans. Relocating is a big move and the financial implications are enormous but it is a sacrifice or risk one must take at this point.

Adulting is onerous and I have given in to the reality that bills have to be paid and I don't let that impact my mental yet anymore. I do what I can while I plan for the future. I understand I might not be able to move at the pace I want but any form of forward movement is appreciated.

 last year  

Honestly, the only way to have peace of mind is to not be bothered much and do one's best.

 last year  

It’s definitely not easy! It’s best to do it before kids, my wife and I wish we moved before we had our son but we are doing what we can. Eventually it will work out, it just takes some extra time! Hope you two get to move soon! Is it to England still or what country are you thinking of?

 last year  

Sure, before kids is the best time! Yes, still England