The HBD saving on hive account

in #hive2 years ago

I found that in jive accounts, if you transfer your hive tokens into your hbd savings, it will have 12% apr interest, but it also said the interest will only be paid if there is transaction sent or received hbd within 30 days , or the interest will be paid after there is transaction ! Can anyone help to clarify this statement ? I don't know claim rewards, sent my hbd to my savings account manually counts as the transaction ? If there is no transaction within a month, will I still got back my previous savings interest after a new transaction occur ? Thx for any help !