There are numerous strategies to increase supply, and I believe that giving away such a substantial sum to passive actors is one of the least effective methods.

Feel free to elaborate on this in next post, I will be happy to read it.

The fact we spend more money on DHF is not an argument to disregarding 1.5 million dollars I deeply believe we can use it very effectively elsewhere.

Of course, it's not an argument, I just wanted to say the sum isn't as significant as you see it.

I agree on that point. At the same time I believe that owning HBD poses less risk then owning HP, that is why I believe interest rates on HBD should be accordingly smaller.

Yes, that was discussed multiple times, and many different views exist. I don't believe HBD APR cannibalizes investments in Hive Power. Stablecoins and their APR (if any) offers different promise and different group of people are interested in such an investment.