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I don't know if it works as a reason to come here, because we don't record data on why someone became a regular user here. Without data, anything I say, or anyone says, is more of a feeling than a true provable statement of fact. I know some of the people I talk to regularly on Discord and here in comments like the 20% APR on HBD and has been a factor in their adding to their HBD stack. So I will admit that I can't factually say if it works this way or if users were onboarded due to it. One should be clear when something is a feeling rather than data driven; mine's a feeling. :)