My gran told me a few truths back in the day... before we wrapped people up in cotton wool..
- it's not your money until its in your wallet / bank
- one of your own is worth 2 of anybody elses..
society seems to think they are owed a living.... no.. go out there and earn one!!!
Excellent advice you got there! Got to relish the wisdom of grandparents, it is very rare these days.
it is... and where it is.. not many listen unfortunately